Nursery

AgCarolina Farm Credit Loan Officers know the green industry first-hand. Whether you need short, intermediate or long-term credit to enhance the profitability of your nursery or greenhouse operation, we’re ready to put together a loan package that meets your specific requirements. 

When you obtain an AgCarolina Farm Credit loan, you become a member of your local Farm Credit cooperative, a business owned by its member-borrowers. As a Farm Credit member-borrower, you can benefit from your cooperative’s successful operation through our patronage program.

Long-Term Loans (Up to 20 Years)

• Real Estate purchases
• Purchase or construct greenhouses, installing wells and pumps and other improvements
• Refinancing short/intermediate-term debts

Intermediate Term Loans (1 to 10 years)

• Equipment and vehicles
• Purchase liners, nursery stock, plastic containers and trays
• Refinancing of short-term debts

Short-Term Loans

• Maintenance wells, pumps and other needs.
• Labor, feed, electricity, veterinary costs and general operating expenses

Interest Rate Options

• Fixed
• Variable (indexed to Prime or LIBOR)
• Adjustable (1, 3 or 5 year)